Wealth: Stock Alert - TGT

TARGET CORPORATION

Target Corporation is a general merchandise store that distinguishes itself apart from others by offering great deals without sacrificing service or options. While Walmart can be seen as the corner store for deals and therefore a staple for many American homes, Target seems to aim for a more middle class clientele. Their brands are recognizable, their selection isn't lacking, and their service always seems to be a cut above other general merchandise stores. They offer clothing, groceries, and much more.

Their merchandise comes from a network of forty distribution centers and are then carrier through multiple channels to their intended Target locations that are primarily located across the United States. They also offer digital services through their Target website with added perks for Target RED card customers. The company's risk factors seem to revolve around the same risk factors that can affect all general merchandise stores. Most notably is whether or not they will be able to maintain a good reputation. While this would seem simple for some stores, Target itself can be an easy target as they already walk a tight line as they have been called the store that is "Not Walmart". In addition, if Target cannot stay ahead of the trends, they themselves will be given the boot in lieu of another general merchandise store that can stock items faster or offer more competitive prices. Lastly, items like the data breach that occurred some time ago can adversely affect business as they know it.

Watch List: Cal-Maine Foods Inc.

If you haven't heard of them, Cal-Maine Foods Inc. (CALM) is in the egg business. They produce, sell, and distribute the eggs in a variety of different forms. A company has to be able to do so in this day in age. That means distributing cage free, organic, brown, and other forms of eggs to make sure that all market points are hit for the different customers that desire eggs. They do so under the names of Egg-Land's Best, Land O Lake, Farmhouse, and 4-Grain. Although the most recent review by analysts suggests a hold on the stock, I instead believe that the stock is a hard buy. Here's why:

First off, the current price is right at the bottom of the 52-week low. It currently trades for $45.53/share which is right above the 52-week low of $39.60. The current price would yield a 3.86% dividend with a very good margin for safety as the beta is a comfortable 0.84. As this is the case, there should not be much movement coming from it. Couple this with the very safe 32.06% payout ratio and you've got a dividend payer that is hardly in trouble of cutting their dividend.

Moving Forward - Seeking Alpha

Eventually we all reach a point where we have to continue growing outwards to go upward. That moment has happened for me. As of this week, I have started publishing articles for the blog exclusively through Seeking Alpha to expand my audience and gain further feedback on my thoughts. Their reader base is much greater than my own and this should help to breed new knowledge for myself and hopefully that should trickle down further into my readers.